Maternity Benefit is paid to insured women who are away from work as a result of pregnancy.
The first claim for Maternity Allowance may be submitted not earlier than six weeks before the expected date of confinement.
After confinement the doctor should be asked to fill out the NIS certificate of confinement form, which should be submitted to the National Insurance Office within four (4) weeks of the birth of the baby.
Please bear in mind that an insured person should not claim a benefit of this type for any week during which she is at work.
A claimant will be paid sixty-five percent (65%) of her average weekly wages for a maximum of thirteen (13) consecutive weeks.
Average weekly earnings = Total Insurable Earnings⁄30
Weekly rate = Average weekly insurable earnings x 65%
Benefit payable: Daily rate x amount of benefit allowed
e.g.Claimant earnings $1560 per month and 13 weeks are allowed for maternity leave.
Contributions used prior to claim = 30wks=7months
Average weekly insurable earnings = Total Insurable Earnings⁄30 = $1560 x 7 months/30 = $10920/30 = $364.00
Weekly rate of benefit = ($364 x 65%) = $236.00
Total Benefit payable: $236.00 x 13 weeks = $3075.80
N.B. The benefit will only be paid if to the claimant if she is not receiving full salary from her employer while on leave. However if the claimant receives full salary, then the allowance will be paid to the employer.
A woman can qualify for the Maternity Grant if she or her spouse has paid at least twenty (20) weekly contributions in the thirty (30) weeks immediately before the birth of a child.
Only one woman can claim on a spouse’s/common law’s contributions at any time. The relationship must be established for at least 3 years (they both must be sharing the same living quarters).
The current Maternity Grant is a single lump sum payment of $660.00 for each child live birth.
N.B. This benefit is not payable if it is a stillbirth, but the claimant may claim funeral grant if she undertakes the burial of the child.
A claim for Maternity Grant should be submitted within four (4) weeks of the birth of the baby.